I employ a maid and have paid for a government medical card for her. I have seen that Dubai employers will have to pay for medical insurance for domestic staff, but surely a health card is enough. Do I have to do anything else? SC, Dubai
Under the new Dubai Health Authority (DHA) rules, all domestic staff on Dubai visas must have compliant medical insurance in place no later than June 30 of this year. A government health card is not an acceptable alternative.
All domestic staff on salaries of Dh4,000 per month or below must be insured by a permitted insurer, of which there are a limited number. The most popular route is the Essential Benefits Plan, a relatively simple plan that does not require medical underwriting for low earners and is available from nine insurance companies. The permitted insurers are allowed to charge between Dh500 and Dh725 a year for these plans. Visas cannot be renewed without appropriate DHA compliant coverage being in place, and sponsors who do not comply with the rules can receive substantial fines.
Keren Bobker is an independent financial adviser with Holborn Assets in Dubai, with over 20 years’ experience. Contact her at firstname.lastname@example.org. Follow her on Twitter at @FinancialUAE.
The advice provided in our columns does not constitute legal advice and is provided for information only.
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